WOTS Friday 10/11/19
Forex Rates:
| Symbol | Bid | Ask | High | Low | Open | Change | Time |
|---|---|---|---|---|---|---|---|
| USD/IQD | | | 1192.6000 | 1191.7000 | 1192.6000 | | 00:00 |
| USD/VND | | | 23202.4600 | 23174.9800 | 23202.1000 | | 00:00 |
| USD/CNY | | | 7.1155 | 7.0947 | 7.1155 | | 04:20 |
| USD/KWD | | | 0.3038 | 0.3036 | 0.3038 | | 04:00 |
| GBP/USD | | | 1.2543 | 1.2409 | 1.2440 | | 04:20 |
| USD/IRR | | | 42097.5000 | 42097.5000 | 42097.5000 | | 00:00 |
| USD/IDR | | | 14162.0000 | 14099.0000 | 14150.0000 | | 04:20 |
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DC NY Iraq Articles:dd
Iraq .. Transfer files of nine officials to the judiciary, including ministers
11.10.2019 | 08:08 GMT | Arab World News
The Supreme Council for Combating Corruption in Iraq, the transfer of the files of nine senior officials to the judiciary, including ministers, deputy ministers and governors.
The Council wrote in a press statement on Friday: "We have referred a significant number of cases of corruption to the judiciary, and these cases concern nine senior officials."
He added that "the referral has been strengthened after the evidence and the completion of the fundamentalist procedures and the formation of a team to follow up in the Council, and held coordination meetings with the judiciary in order to give priority and resolve them as soon as possible."
He added that "the cases referred to two former ministers and undersecretaries in the ministries (industry and minerals, transport, higher education, health) and a former minister-level minister and four former governors in the provinces (Babylon, Kirkuk, Nineveh, Salah al-Din), and will be referred to other files successively The court is duly acquitted or convicted in accordance with the law. "
The Supreme Council for Combating Corruption in Iraq, the transfer of the files of nine senior officials to the judiciary, including ministers, deputy ministers and governors.
The Council wrote in a press statement on Friday: "We have referred a significant number of cases of corruption to the judiciary, and these cases concern nine senior officials."
He added that "the referral has been strengthened after the evidence and the completion of the fundamentalist procedures and the formation of a team to follow up in the Council, and held coordination meetings with the judiciary in order to give priority and resolve them as soon as possible."
He added that "the cases referred to two former ministers and undersecretaries in the ministries (industry and minerals, transport, higher education, health) and a former minister-level minister and four former governors in the provinces (Babylon, Kirkuk, Nineveh, Salah al-Din), and will be referred to other files successively The court is duly acquitted or convicted in accordance with the law. "
The chief of Sinjar: Iraqi territory will turn into a military-economic war arena
https://www.alghadpress.com/
https://www.alghadpress.com/
11/10/2019
Baghdad / Al-Ghad Press:
The mayor of Sinjar district, Mahma Khalil Ali Agha, predicted on Friday that the Iraqi land will be the scene of a future economic military war, whether the Iraqis want it or not.
Ali Agha said in a statement received by tomorrow, "We warned in previous statements and meetings of the so-called safe areas in Syria and its gravity to Sinjar and its people, we are facing a new scenario of a wave of displacement from northern Syria to Iraq, in return for the reverse migration Returning from Sinjar to the Kurdistan region. "
He added that "the rebellion of the Turkish attack on northern Syria has serious and serious consequences, including the return of ISIS to the region, especially in Syria and Iraq, as well as demographic and geographic change, which will be exposed to Turkish expansion may extend to Sinjar and Tal Afar, alerting Iraqi leaders of this malicious scheme that was blessed American Russian Chinese.
"The leaders of Iraq should know that the main objective of this operation is the return of ISIS to northern and eastern Syria and western Iraq," Agha said.
He pointed out that "US abandonment of the Kurdish issue is not born today, America is always traded issues of peoples and then not only soon and give up these peoples."
Transportation: A fleet of passenger and delegations buses to Karbala to transport visitors to Arba'een
https://www.alghadpress.com/
The mayor of Sinjar district, Mahma Khalil Ali Agha, predicted on Friday that the Iraqi land will be the scene of a future economic military war, whether the Iraqis want it or not.
Ali Agha said in a statement received by tomorrow, "We warned in previous statements and meetings of the so-called safe areas in Syria and its gravity to Sinjar and its people, we are facing a new scenario of a wave of displacement from northern Syria to Iraq, in return for the reverse migration Returning from Sinjar to the Kurdistan region. "
He added that "the rebellion of the Turkish attack on northern Syria has serious and serious consequences, including the return of ISIS to the region, especially in Syria and Iraq, as well as demographic and geographic change, which will be exposed to Turkish expansion may extend to Sinjar and Tal Afar, alerting Iraqi leaders of this malicious scheme that was blessed American Russian Chinese.
"The leaders of Iraq should know that the main objective of this operation is the return of ISIS to northern and eastern Syria and western Iraq," Agha said.
He pointed out that "US abandonment of the Kurdish issue is not born today, America is always traded issues of peoples and then not only soon and give up these peoples."
Transportation: A fleet of passenger and delegations buses to Karbala to transport visitors to Arba'een
https://www.alghadpress.com/
11/10/2019
Baghdad / Al-Ghad Press:
The General Company for Transporting Passengers and Delegations, one of the formations of the Ministry of Transport, announced on Friday the launch of its buses and buses from Baghdad towards the city of Karbala to transport and service the visitors of Arba'een Imam Hussein, peace be upon him.
The company said in a statement received "tomorrow," that "under the direct guidance of the Minister of Transport Abdullah Laibi began the company since the morning to remove its fleet from Baghdad and other provinces to the city of Karbala to transport and service visitors to Abu Ahrar Imam Hussein peace be upon him."
She pointed out that "the company's staff of technicians, administrators and drivers have mobilized all efforts and possibilities for the purpose of equipping the largest number of buses and take them to Karbala to serve visitors arriving to visit Imam Hussein, peace be upon him."
The General Company for Transporting Passengers and Delegations has set up 800 buses, distributed between 250 king long buses and 250 double-decker buses, as well as 300 tourist type buses.
The General Company for Transporting Passengers and Delegations, one of the formations of the Ministry of Transport, announced on Friday the launch of its buses and buses from Baghdad towards the city of Karbala to transport and service the visitors of Arba'een Imam Hussein, peace be upon him.
The company said in a statement received "tomorrow," that "under the direct guidance of the Minister of Transport Abdullah Laibi began the company since the morning to remove its fleet from Baghdad and other provinces to the city of Karbala to transport and service visitors to Abu Ahrar Imam Hussein peace be upon him."
She pointed out that "the company's staff of technicians, administrators and drivers have mobilized all efforts and possibilities for the purpose of equipping the largest number of buses and take them to Karbala to serve visitors arriving to visit Imam Hussein, peace be upon him."
The General Company for Transporting Passengers and Delegations has set up 800 buses, distributed between 250 king long buses and 250 double-decker buses, as well as 300 tourist type buses.
Date: 2019/11/10 10:59 • 221 times read
A delegation of the House of Representatives headed to the British capital London to participate in NATO meetings.
The Office of the Second Vice-President of the House of Representatives Bashir al-Haddad in a statement received (Euphrates News) a copy of it, that "at the invitation of the Secretary-General David Hobbes, the Assembly of the Parliament of NATO to the House of Representatives A number of deputies to the United Kingdom to participate in the annual meeting of the Assembly of Parliaments of the North Atlantic Treaty Organization (NATO), which is held in the British capital London from 12-14 October 2019 at the Queen Elizabeth Center and in the presence of most parliaments of member states. '' is over
Organization: The government committed a violation by cutting the Internet .. and warns of the VPN
Date: 2019/11/10 11:32 • 126 times read
The Iraqi Organization for Measuring the Quality of Communications confirmed that the government is committing a violation of human rights by cutting off the Internet, while noting that the use of programs to break the embargo vpn will harm the service and reduce its quality.
"In July 2016, the UN Human Rights Council recognized that the use of the Internet is a fundamental human right, but the Iraqi government today violates this right and removes its citizens from the world," the organization said in a statement.
"The government's blocking of important applications on the Internet can be bypassed through the VPN program. This means that Internet access gateways set up by the Iraqi government do not achieve their purpose and objectives, but rather push people to use blocking programs that harm the Internet service and its quality." ".
"The consequences of using {VPN} programs mean that your data will travel to remote servers in different parts of the world, which will delay your access to the desired site, which will appear to you in the form of weakness and slow in the Internet, in addition to the fact that the programs generally lead to a slow speed "The Internet, especially free software, is passing huge amounts of data from around the world through slow servers."
"The Iraqi content is not available on these remote foreign servers, which causes another problem that slows the Internet more and more, so the forced to use these programs should not forget to turn them off when they are no longer needed, and limit their use only when the need to bypass the ban, otherwise It will suffer from severe vulnerability and problems in the Internet service which leads to deprivation of all its useful applications. "
More than a week ago, the Iraqi authorities banned Internet access to the country against the backdrop of popular protests, then partially reinstated it but banned Facebook, Twitter, Instagram, WhatsApp and Telegram applications.
"The government's blocking of important applications on the Internet can be bypassed through the VPN program. This means that Internet access gateways set up by the Iraqi government do not achieve their purpose and objectives, but rather push people to use blocking programs that harm the Internet service and its quality." ".
"The consequences of using {VPN} programs mean that your data will travel to remote servers in different parts of the world, which will delay your access to the desired site, which will appear to you in the form of weakness and slow in the Internet, in addition to the fact that the programs generally lead to a slow speed "The Internet, especially free software, is passing huge amounts of data from around the world through slow servers."
"The Iraqi content is not available on these remote foreign servers, which causes another problem that slows the Internet more and more, so the forced to use these programs should not forget to turn them off when they are no longer needed, and limit their use only when the need to bypass the ban, otherwise It will suffer from severe vulnerability and problems in the Internet service which leads to deprivation of all its useful applications. "
More than a week ago, the Iraqi authorities banned Internet access to the country against the backdrop of popular protests, then partially reinstated it but banned Facebook, Twitter, Instagram, WhatsApp and Telegram applications.
Warning to Iraqis of the "frozen dollar" .. And exciting confessions
Release date:: 2019/11/10 10:27 • 937 times read
BAGHDAD: A foreign currency of the US dollar, known as the "frozen Libyan dollar," used by counterfeiting gangs in scamming and defrauding citizens, has spread in Baghdad.
While the Central Bank confirmed that there is no such currency and that what is circulating is a counterfeit currency, specialists said that the "frozen Libyan dollar" currency circulated gangs monument, but still a small percentage.
Karkh court judge, Judge Suhaib Adeeb Morgan, revealed that "one of the gangs was arrested with an amount of 30 thousand dollars of the Libyan funds frozen or what is known as illiteracy (three notebooks or shads) of the category of 100 dollars."
Morgan said that "the amounts were sent to the Central Bank and we responded by an official letter that part of us is fundamentalist and does not exceed the amount of one thousand dollars used for camouflage and the rest fake."
He pointed out that "the gang consists of a father and his two sons, one of them happened and their friends used social networking sites to promote them."
Morgan revealed that "one of the defendants was threatened not to testify or testify about the case or be liquidated with his family and this shows that there are other participants and that there is still promotion of this crime."
Karkh court judge, Judge Suhaib Adeeb Morgan, revealed that "one of the gangs was arrested with an amount of 30 thousand dollars of the Libyan funds frozen or what is known as illiteracy (three notebooks or shads) of the category of 100 dollars."
Morgan said that "the amounts were sent to the Central Bank and we responded by an official letter that part of us is fundamentalist and does not exceed the amount of one thousand dollars used for camouflage and the rest fake."
He pointed out that "the gang consists of a father and his two sons, one of them happened and their friends used social networking sites to promote them."
Morgan revealed that "one of the defendants was threatened not to testify or testify about the case or be liquidated with his family and this shows that there are other participants and that there is still promotion of this crime."
Kauaihn Iraq Articles:dd
Sistani: Government "responsible for heavy blood" in the protests in Iraq
October 11, 2019
BAGHDAD (Reuters) - Iraq's top Shi'ite cleric on Friday blamed the government and security services for the deaths of protesters in last week's deadly protests that killed more than 100 people.
Sheikh Abdul Mahdi al-Karbalai, representative of Grand Ayatollah Sayyed Ali al-Sistani, said during the Friday sermon in Karbala that "the government and its security services are responsible for the heavy bloodshed that has been shed in the demonstrations of the past days," setting a two-week deadline for the authorities to announce the results of their investigations.
Demonstrations have begun since October 1 to end rampant corruption and chronic unemployment in the country, but have escalated into calls for a complete reform of the political system.
These demonstrations are unprecedented because they seemed spontaneous and were not invited by any political, partisan or religious, but they were unexpectedly bloody, killing more than 100 people and injuring 6000 in one week
BAGHDAD (Reuters) - Iraq's top Shi'ite cleric on Friday blamed the government and security services for the deaths of protesters in last week's deadly protests that killed more than 100 people.
Sheikh Abdul Mahdi al-Karbalai, representative of Grand Ayatollah Sayyed Ali al-Sistani, said during the Friday sermon in Karbala that "the government and its security services are responsible for the heavy bloodshed that has been shed in the demonstrations of the past days," setting a two-week deadline for the authorities to announce the results of their investigations.
Demonstrations have begun since October 1 to end rampant corruption and chronic unemployment in the country, but have escalated into calls for a complete reform of the political system.
These demonstrations are unprecedented because they seemed spontaneous and were not invited by any political, partisan or religious, but they were unexpectedly bloody, killing more than 100 people and injuring 6000 in one week
Electoral Commission grants establishment license to four new parties
Date: 2019/11/10 9:43 • 180 times read
The Independent High Electoral Commission (IHEC) spokesman Ryad Badran said on Thursday that the Board of Commissioners in the Electoral Commission decided to grant the founding license to four new parties, according to the law on political parties and organizations No. (36) for the year 2015.
Al-Badran said in a statement received (Euphrates News) a copy, that "the Council of Commissioners granted the founding license No. 219 for the party (Iraqi altruism) and leave No. 220 for the party (the movement of promises) as well as leave No. 221 for the party (the challenge movement), the Council also granted a regular founding license In lieu of the conditional leave of the "Iraqi National Change Movement" which they were granted in accordance with the provisions of Article 13 of the Law on Political Parties and Organizations No. 36 of 2015 ".
He added: "The Board of Commissioners continues to consider applications for registration of parties that have completed the registration procedures for the purpose of granting a founding license, calling on political parties that have not completed the requirements for registration for the purpose of granting a founding license." is over
He added: "The Board of Commissioners continues to consider applications for registration of parties that have completed the registration procedures for the purpose of granting a founding license, calling on political parties that have not completed the requirements for registration for the purpose of granting a founding license." is over
Organization: The government committed a violation by cutting the Internet .. and warns of the VPN
Release date:: 2019/11/10 11:32 • 279 times read
The Iraqi Organization for Measuring the Quality of Communications confirmed that the government is committing a violation of human rights by cutting off the Internet, while noting that the use of programs to break the embargo vpn will harm the service and reduce its quality.
"In July 2016, the UN Human Rights Council recognized that the use of the Internet is a fundamental human right, but the Iraqi government today violates this right and removes its citizens from the world," the organization said in a statement.
"The government's blocking of important applications on the Internet can be bypassed through the VPN program. This means that Internet access gateways set up by the Iraqi government do not achieve their purpose and objectives, but rather push people to use blocking programs that harm the Internet service and its quality." ".
"The consequences of using {VPN} programs mean that your data will travel to remote servers in different parts of the world, which will delay your access to the desired site, which will appear to you in the form of weakness and slow in the Internet, in addition to the fact that the programs generally lead to a slow speed "The Internet, especially free software, is passing huge amounts of data from around the world through slow servers."
"The Iraqi content is not available on these remote foreign servers, which causes another problem that slows the Internet more and more, so the forced to use these programs should not forget to turn them off when they are no longer needed, and limit their use only when the need to bypass the ban, otherwise It will suffer from severe vulnerability and problems in the Internet service which leads to deprivation of all its useful applications. "
More than a week ago, the Iraqi authorities banned Internet access to the country against the backdrop of popular protests, then partially reinstated it but banned Facebook, Twitter, Instagram, WhatsApp and Telegram applications.
"The government's blocking of important applications on the Internet can be bypassed through the VPN program. This means that Internet access gateways set up by the Iraqi government do not achieve their purpose and objectives, but rather push people to use blocking programs that harm the Internet service and its quality." ".
"The consequences of using {VPN} programs mean that your data will travel to remote servers in different parts of the world, which will delay your access to the desired site, which will appear to you in the form of weakness and slow in the Internet, in addition to the fact that the programs generally lead to a slow speed "The Internet, especially free software, is passing huge amounts of data from around the world through slow servers."
"The Iraqi content is not available on these remote foreign servers, which causes another problem that slows the Internet more and more, so the forced to use these programs should not forget to turn them off when they are no longer needed, and limit their use only when the need to bypass the ban, otherwise It will suffer from severe vulnerability and problems in the Internet service which leads to deprivation of all its useful applications. "
More than a week ago, the Iraqi authorities banned Internet access to the country against the backdrop of popular protests, then partially reinstated it but banned Facebook, Twitter, Instagram, WhatsApp and Telegram applications.
Iran Deploys Rapid Intervention Forces on Iraqi Border
Release date:: 2019/10/10 11:17 • 94 times read
The commander of special units in Iran's internal security forces, Brigadier-General Hassan Karami, announced the deployment of rapid intervention units in the four border points with Iraq in order to provide security for visitors.
Brigadier-General Karmi said in a press statement, we note a great intensity in the passage of visitors from the four border outlets (Mehran and Shalmzh and attractive and Khosrawi) to participate in the ceremonies of the fortieth Imam Hussein (AS).
He added that since midnight Wednesday - Thursday until 10 am local time (6:30 am GMT) through the 100,000 visitors from the port of Mehran to Iraq, indicating an increase compared with the same period last year.
On the preparations for the rapid intervention forces to speed up the passage of visitors and provide security for them due to the large number of visitors and the return of a number of visitors to the country, he said, adding that the rapid intervention forces of the special units are now deployed in the four border outlets to provide security for visitors to the Arbaeen Imam Hussein (AS).
In response to a question about the border situation, Brigadier General Carmi said, fortunately there was no threat and security problem so far.
He added that since midnight Wednesday - Thursday until 10 am local time (6:30 am GMT) through the 100,000 visitors from the port of Mehran to Iraq, indicating an increase compared with the same period last year.
On the preparations for the rapid intervention forces to speed up the passage of visitors and provide security for them due to the large number of visitors and the return of a number of visitors to the country, he said, adding that the rapid intervention forces of the special units are now deployed in the four border outlets to provide security for visitors to the Arbaeen Imam Hussein (AS).
In response to a question about the border situation, Brigadier General Carmi said, fortunately there was no threat and security problem so far.
Urgent The Ministry of Labor launches the electronic form for emergency grant
Release date:: 2019/11/10 9:04 • 3626 times read
The Ministry of Labor and Social Affairs invited applicants for the ministry's grant to apply through the ministry's website molsa.gov.iq.
The ministry confirmed in a brief statement received by the agency (Euphrates News) on a copy of it that the application for the grant will be "from Thursday, 10-10-2019 until 24-10-2019, and there is no need to review the ministry."
America transfers ISIS leaders detained in Syria to Iraq after Turkish attack
Release date:: 2019/11/10 8:43 • 371 times read
US forces have received dozens of prominent ISIS detainees, including two Britons, from Kurdish factions to prevent them from escaping from prisons in northern Syria, the Washington Post reported.
The newspaper said, citing its sources, that the US military received about 40 detainees believed to be senior leaders in the "Daesh", including the British Alexander Kuti and Shafi al-Sheikh, are members of a group of four militants called "Beatles" after the famous British singing team, Because of their British accent.
The two men have been detained and handed over for trial in the United States on charges of involvement in the killing and torture of dozens of Western hostages, including Americans, in front of the camera lens.
Beatles cell leader Mehmet Mawazi, best known as Jihadi John, was killed in an air strike in Syria in November 2015, while the fourth member of the group, Ayn Leslie Davis, was arrested in Turkey and convicted there on terrorism charges.
According to the newspaper, the US forces moved Kuti and Sheikh to Iraq, after the Kurds began to withdraw some of the forces guarding ISIS detention camps in northeastern Syria, to direct them to the fronts of fighting against the "Turkish invasion", raising fears that ISIS may escape from their prisons.
The Syrian Democratic Forces (SDF) accused the Turkish army on Wednesday of targeting a prison where ISIS militants are being held in northeastern Syria during Operation Spring of Peace, launched by Ankara against Kurdish forces there under the pretext of "fighting terrorists" and establishing a so-called "zone." Safe "along the Turkish-Syrian border
The two men have been detained and handed over for trial in the United States on charges of involvement in the killing and torture of dozens of Western hostages, including Americans, in front of the camera lens.
Beatles cell leader Mehmet Mawazi, best known as Jihadi John, was killed in an air strike in Syria in November 2015, while the fourth member of the group, Ayn Leslie Davis, was arrested in Turkey and convicted there on terrorism charges.
According to the newspaper, the US forces moved Kuti and Sheikh to Iraq, after the Kurds began to withdraw some of the forces guarding ISIS detention camps in northeastern Syria, to direct them to the fronts of fighting against the "Turkish invasion", raising fears that ISIS may escape from their prisons.
The Syrian Democratic Forces (SDF) accused the Turkish army on Wednesday of targeting a prison where ISIS militants are being held in northeastern Syria during Operation Spring of Peace, launched by Ankara against Kurdish forces there under the pretext of "fighting terrorists" and establishing a so-called "zone." Safe "along the Turkish-Syrian border
Kauaihn Economic Times:
Gold Prices Inch Up as Sino-U.S. Trade Talks Resumes
Commodities Oct 10, 2019 04:10 GMT Investing.com - Gold prices inched up on Thursday in Asia, but gains were limited as traders awaited more clarity on the Sino-U.S. trade talks progress. Gold futures for December delivery were up 0.2% at $1,513.95 per ounce by 11:59 PM ET (03:59 GMT). “There’s a potential rate cut in the Fed’s next policy decision and the U.S.-China trade war is clearly weighing on the U.S. economy as well,” said Eli Tesfaye, senior market strategist for commodities at RJO
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Gold settles higher, extends gains in electronic trade after Fed minutes
Gold prices climbed on Wednesday to snap a three-session streak of declines, as traders eyed developments ahead of U.S.-China trade talks. Prices then extended those gains in electronic trading after minutes from the Federal Open Market Committee’s September meeting showed that Fed officials had grown more worried about the economy. In electronic trading, gold for December delivery was at $1,513 an ounce shortly after the meeting minutes. The contract had climbed by $8.90, or 0.6%, to settle at
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Oil Prices Inch Down; Crude Stockpile Data, Fed Meeting Minutes in Focus
Commodities Oct 10, 2019 05:23 GMT Investing.com - Oil prices inched down on Thursday in Asia after data showed crude inventories rose more than expected last week. U.S. Crude Oil WTI Futures inched down 0.1% to $52.53 by 1:17 AM ET (05:17 GMT). International Brent Oil Futures fell 0.2% to $58.23. The Energy Information Administration said crude inventories rose by about 2.9 million barrels for the week ended Oct. 4. Analysts were expecting a rise of 1.4 million, according to forecasts compiled
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Oil rises on signs of easing U.S.-China tensions
Oil rose on Wednesday following media reports that China was open to agreeing a partial trade deal with the United States, while unrest in OPEC members Iraq and Ecuador also supported prices.
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Saudi Aramco CEO: Global economy will suffer if more attacks on oil facilities. Saudi Aramco
Natural Gas: Bears Remain In Driver's Seat Despite Cold And Snow Set To Blast Northern U.S. And Interior West
Another above-average, triple-digit inventory build expected on Thursday.Interior West/Northern Rockies brace for another re-inforcing shot of record cold and heavy snow while the Northern Plains/Upper Midwest prepare for its first major snow, cold, and wind.Prices will have some support to keep natural gas futures within a range as the Midwest and Northeast turn colder October 14-18, but bears remain in control with transient cold.With the major natural gas consumption regions (more populated
Read in Seeking Alpha: https://apple.news/
Retail banking in 2019 overview: industry stats, trends, & market outlook
Appealing to Gen Z requires retail banks to cater to the attributes that set them apart from older generations Caiaimage/Chris Ryan/Getty Images Business Insider Intelligence is launching its brand new Banking coverage in early September. To obtain a free preview of our Banking Briefing, please click here. When people think about "banking," most of them actually think of retail banking. This subset of the industry includes basic financial services offered to the general public - but the face of
Read in Business Insider: https://apple.news/Aysw_
These are the top 15 US banks ranked by the mobile banking features consumers value most
This is a preview of a research report from Business Insider Intelligence, Business Insider's premium research service. This report is exclusively available to enterprise subscribers. To learn more about getting access to this report, email Senior Account Executive Chris Roth at croth@businessinsider.com, or check to see if your company already has access. New data shows that mobile features have become a key factor that customers weigh when choosing a bank. In Business Insider Intelligence's
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Federal Reserve approves simpler 'Volcker Rule' ban on proprietary trading
The Federal Reserve said on Tuesday it had approved a final rule simplifying the 'Volcker Rule' ban on proprietary trading, cementing a significant win for banks under the Trump administration.
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RBNZ Needs to Better Explain Bank-Review Benefits, Treasury Says
New Zealand’s Treasury has backed calls for the Reserve Bank to better explain how the benefits of a proposed increase in bank capital will offset the economic toll of higher borrowing costs and tighter lending.
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Hang Seng Bank sees biggest fall in 2 months as economic weakness, virtual banks weigh on banking outlook
Banking stocks helped drag down Hong Kong’s Hang Seng Index Wednesday after Morgan Stanley warned they are vulnerable to the city’s economic slowdown and the rise of virtual banks. Hang Seng Bank – the second worst performer on the Hang Seng – closed…
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Bank earnings preview: The good times are coming to an end
The effects of the Federal Reserve’s interest-rate cuts will be felt for an extended period.
Read in MarketWatch: https://apple.news/
You can apply the 'cash envelope' system to credit cards to stay on budget without sacrificing rewards — you just need some discipline.
The cash envelope system is a popular way to budget, since it limits your spending to the money you put in different envelopes for each category of expenses. While using cash can definitely be advantageous, especially for sticking to a budget, if you want to earn rewards on your spending you could apply the envelope system to credit cards. This gives you the opportunity to earn cash back or travel rewards for each dollar you spend. You just need discipline. With rewards credit cards, you won't
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Treasury yields tick higher; US-China trade talks in focus
U.S. government debt prices were lower Wednesday morning, as investors looked ahead to U.S.-China trade talks.
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Global shares mixed as US-China trade tensions cloud outlook
World shares mixed as tensions flare ahead of China-US trade talks
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The Dow Is Rising Because People Are Hoping for a U.S.-China Trade Deal Again
The Dow Jones Industrial Average appears set for a higher open despite rising tensions between the U.S. and China on the eve of crucial trade talks in Washington.
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Top 5 Things to Know in the Market on Thursday
Economy Oct 10, 2019 10:10 GMT Investing.com -- Trade talks between the U.S. and China resume, while Turkey sends its troops into northern Syria to purge its border of Kurdish fighters. Elsewhere, OPEC has its say on the outlook for the oil market and the U.K. economy looks set to avoid recession as a "Hard Brexit" looms. Here's what you need to know in financial markets on Thursday, 10th October. 1. Trade talks resume Top-level trade negotiations between China and the U.S. are due to resume in
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Wall Street set to open in the red amid China trade talk uncertainty
U.S. stock index futures were slightly lower Thursday morning, as investors closely monitor the status of high-level trade talks between the world's two largest economies.
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Top Banker Admits Fiat is Worthless, Is Bitcoin The Future of Money?
The former CEO of one of the top Swiss banks has criticized negative interest rates adding that it means money has become worthless. His comments come at a time when countries across the globe are feeling an economic squeeze and their central banks are resorting to drastic measures. Is now the time to seriously consider Bitcoin ? Money is No Longer Worth Anything According to Oswald Gruebel, who headed Credit Suisse from 2004 to 2007 and was UBS Group AG’s top executive from 2009 to 2011,
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RavenCoin Looks Poised to Break Out - Price Analysis
by Colin Muller | 9 Oct 2019 With top altcoin ChainLink (LINK) currently melting faces, and Bitcoin (BTC) market dominance falling, it seems prudent to look around for other popular altcoins that might be next. RavenCoin (RVN) is one such altcoin that has proven itself to be a top performer in the markets, and indeed, currently looks set up for a breakout. Starting on a huge 3-day RVN/BTC chart, we see almost the entire history of RVN’s chart (Bittrex). The main inflection area of the chart is
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Litecoin Leads the Way, Up By 5.19% | Coin Insider
Recap of the Top Five Cryptos In aggregate since yesterday, the “fab five” — Litecoin, Bitcoin, Bitcoin Cash, Ethereum, and Ripple — were up 1.92%. Out of the aforementioned five, Litecoin gave investors the best daily return; it was up 5.19%, which has its price now near $57.46 USD. On the flip side, the worst performer was Bitcoin Cash coming in at -0.55%; its price is now near $231.7 USD. In total, three coins were up from the day prior, which is a mixed sign for the crypto sector. Simplify
Read in Coin Insider.: https://apple.news/
Ripple CEO on China's new cryptocurrency and Facebook's Libra
Ripple CEO Brad Garlinghouse speaks exclusively with FOX Business about Facebook's cryptocurrency, the Libra project, as well as China's plans to launch a digital currency that could possibly compete with the U.S. dollar and bypass trade sanctions.
Read in Fox News: https://apple.news/
Major German Property Firm Puts Big Bet On Regulated Crypto Platform
The major German property developer, Bauwens, is taking a long-term bet on the future of real estate investment being tokenized. Announced this morning, the company has acquired 15% of the shares in Fundament, a regulated crypto property platform built on Ethereum (ETH). Launching just over a year and a half ago, the Berlin-based Fundament Group offers blockchain-based securities that are linked to German properties. That allows investors to gain indirect exposure to the country’s real estate
Read in Crypto Briefing: https://apple.news/
Grayscale: Institutional Interest in Crypto Doubles in Q2
A senior executive at cryptocurrency asset management giant Grayscale has stated that institutional investors are constantly piling into the space in 2019. Grayscale says institutions were always active Speaking in an interview with news outlet The Block on Oct. 8, the company’s director of sales and business development Rayhaneh Sharif-Askary said that business had been consistent while growing throughout this year. Q2 alone saw $85 million come from investors — twice as much as in Q1 — with
Read in Cointelegraph: https://apple.news/
UNICEF Launches Cryptocurrency Fund Supported by Ethereum Foundation
UNICEF, the United Nations Children's Fund, has launched a cryptocurrency fund to support open source technology “benefiting children and young people around the world.” According to the official announcement published on Oct. 8, UNICEF thus became the first U.N. organization “to hold and make transactions in cryptocurrency,” namely Bitcoin (BTC) and Ether (ETH). UNICEF executive director Henrietta Fore added: “This is a new and exciting venture for UNICEF. If digital economies and currencies
Read in Cointelegraph: https://apple.news/
Are We At A Crypto Stablecoin Regulatory Crossroads?
Facbook Inc. proposed digital currency, Libra, continues to face uphill challenges from its critics.
Read in Forbes: https://apple.news/
Forex - Dollar Lower as Speculation Swirls Pre-Trade Talks
Forex Oct 10, 2019 07:42 GMT Investing.com -- The dollar was lower across the board in early trading Thursday amid a welter of often contradictory reports about the upcoming trade talks between the U.S. and China which resume later in Washington. While a conclusive de-escalation of the conflict appears out of reach after another batch of company-specific actions by both sides this week, reports have suggested that both sides would accept some narrower kind of agreement in the short term in order
Read in Investing.com: https://apple.news/
FX Daily: Dollar's Safe-Haven Appeal To Prevail
USD: Dollar still the winner.EUR: EUR/USD driven by dollar’s dynamics.GBP: Prospects of a deal keep fading.HUF: Inflation falling below the target for the first time since Jan 2019.
Read in Seeking Alpha: https://apple.news/A96sYW-
Pound falls as chances of a Brexit deal seem more unlikely
CNBC's Willem Marx reports.
Read in CNBC: https://apple.news/
Sterling whipsaws following DUP rejection of reported EU Brexit concession
The Times newspaper reports that the EU is offering Northern Ireland a future veto over the backstop arrangement.
Read in CNBC: https://apple.news/
Strategist: I'm still bearish on the Australian dollar
Max Lin of NatWest Markets says he's still a little bearish on the Australian dollar relative to the U.S. dollar because he sees the Reserve Bank of Australia cutting rates further. He also says it's "certainly possible" for the Chinese yuan to hit 7.25 against the dollar.
Read in CNBC: https://apple.news/
Gold export strengthens Ugandan shilling
Since May, Uganda’s earnings from gold exports have been increasing from $78.7 million to $97.3 in July. Increased gold export in recent months has strengthened the Ugandan shilling, helping ease inflationary pressure from imported goods. The Uganda Bureau of Statistics reported that the annual headline inflation had slowed to 1.9 per cent in the month of September compared to 2.1 per cent registered in August, which is largely attributable to a stronger shilling. Data from the Bank of Uganda
Read in FurtherAfrica: https://apple.news/An_s0lO8_
China's yuan is increasingly market driven: Deutsche Bank
Linan Liu of Deutsche Bank says the Chinese yuan could weaken to 7.30 against the dollar if no trade deal can be reached before 2019 ends.
Read in CNBC: https://apple.news/
Your Inflammation Might Affect Your Emotions, New Study Shows
The evidence against chronic inflammation continues to grow. By this point, you probably already know that inflammation is behind many types of physical pain. Inflammation causes your sore throat when you have strep; it causes pain in your joints if you have rheumatoid or psoriatic arthritis; and it causes a painful rash if you’re infected with shingles. Inflammation is a byproduct of the immune system; it’s technically a sign that your immune system is doing its job—protecting your body against
Read in HealthiNation: https://apple.news/AS_ow3kaSR-
3 Common Mistakes That Sabotage the Mediterranean Diet
#1 proves you can definitely have *too much* of a good thing. Throughout the years, researchers have studied a variety of diets and food philosophies for different health benefits. When it comes to overall benefits, the Mediterranean diet often comes out on top, helping to reduce the risk of type 2 diabetes, heart disease, and other chronic illnesses. The Mediterranean diet refers to the traditional eating patterns of countries surrounding the Mediterranean Sea, such as coastal parts of Spain,
Read in HealthiNation: https://apple.news/
5 Phone Apps to Make Healthy Eating as Easy as Apple Pie
And none of them tell you to count calories. The apps for smartphones that dominate the health and wellness category tend to be calorie counters, weight trackers, and fitness monitors. While some people may benefit from these, many experts advocate *against* counting calories. Why? Calorie counting creates an environment in which a low-calorie frozen pizza is on a level playing field as a bowl of oatmeal and fruit. It encourages people to buy “diet” ice creams and cookies instead of healthier
Read in HealthiNation: https://apple.news/AMEqI_
Teladoc Health CEO on virtual healthcare and competition from Amazon
Jason Gorevic, Teladoc CEO, joins CNBC's "Closing Bell" to discuss his company, which was the first virtual healthcare company to go public and serves more than 40% of Fortune 500 employees.
Read in CNBC: https://apple.news/
EXCLUSIVE: Federal government cuts reimbursements for military health care, hospitals on the hook for millions
The federal government has quietly rolled back what it pays hospitals to take care of military members.
Read in Global News: https://apple.news/AkND-
What You Should Know About Your Care and Regulated Healthcare Professionals
Ontario has more than 300,000 practising healthcare professionals. They are governed by health regulators called ‘colleges’. The colleges protect the public by holding their members accountable for their conduct and practice, whether they are a doctor treating you in a clinic, or a lab technologist performing tests on your samples. It is the job of...
Read in ZOOMER: https://apple.news/
E-cigarettes cause lung cancer in mice, finds first study tying vaping to cancer
How carcinogenic e-cigarette use is for humans "may not be known for a decade," but the study is the first to link vaping nicotine to cancer
Read in CNBC: https://apple.news/
US loses its top spot as world's most competitive country, WEF says
Saadia Zahidi, chief economist at the World Economic Forum, discusses the findings from the organization's latest report on global competitiveness.
Read in CNBC: https://apple.news/
The US-China trade rivalry is underway in Africa, and Washington is trailing
The battle for political and economic influence between the U.S. and China is playing out across Africa, and Beijing's growing presence is troubling Western policymakers, experts say.
Read in CNBC: https://apple.news/
Millions face power outages in northern, central California
Millions of people in northern and central California are facing days without power as Pacific Gas & Electric creates the largest preventive blackout in state history
Read in ABC News: https://apple.news/
GM talks hit snag over UAW demand for U.S. car production
A union official told members that there is "no job security" if GM vehicles are made outside the U.S.
Read in CBS News: https://apple.news/
Trump blasts UN for not collecting dues. Guess who's delinquent?The U.S. is the only one of the G7 nations that hasn't paid its dues to the UN General Assembly in 2019. Microstates like Tuvalu and poverty-stricken nations like Sierra Leone have paid their fair share.
Read in Daily Mail: https://apple.news/
Who are the Kurds? A Middle Eastern people with 'no friends but the mountains'
The U.S. and others have turned their backs on the Kurds before. Now Trump and his administration appear to be on the verge of doing so again.
Read in USA TODAY: https://apple.news/
Iraq to the future: How Trump's Syria reversal reflects the unlearned lessons of America's forever wars
In May 2003, just two months after the U.S. military invaded Iraq and ousted dictator Saddam Hussein, then-Presidential Envoy Paul Bremer and his senior advisor Walter Slocombe drafted the Coalition Provisional Authority Order Number 2, a diplomatic document that effectively disbanded the Iraqi Army. The text was purposefully benign, according to Slocombe, because "There was no intact Iraqi force to 'disband'" in the first place. For Slocombe and Bremer, the order was more a symbolic
Read in Task & Purpose: https://apple.news/
Weatherford lands three contracts in Iraq
Struggling oilfield service company Weatherford International has landed three contracts in the oil fields of Iraq. In a statement released Tuesday afternoon, Weartherford reported that the company has been awarded a pair of two-year drilling rig contracts and a five-year oil well service contract in the Middle Eastern nation.
Read in Chron.com: https://apple.news/
Calm Returns To Iraq, As US Condemns Violence
Calm prevailed in Iraq on Wednesday after a week of anti-government protests left dozens dead, prompting the United States to call on the country's government to exercise "maximum restraint". In Baghdad -- the second most populous Arab capital -- normal life has gradually resumed since Tuesday. Traffic has again clogged the main roads of the sprawling city of nine million inhabitants.
Read in International Business Times: https://apple.news/
Iraq's uprising an open crisis with no known path forward
Iraq has been plunged into a new cycle of instability that potentially could be the most dangerous this conflict-scarred nation has faced, barely two years after declaring victory over Islamic State of Iraq and the Levant (ISIL, ISIS) in a war that left much of the country in ruins and displaced tens of thousands. The latest bloody confrontations have killed more than 100 people in less than a week. But this time, the clashes do not involve armed groups or occupation forces. Instead, Iraqi
Read in Al Jazeera: https://apple.news/
Iran Prepared for Talks If Saudis Stop Killing Civilians: Zarif
Foreign Minister Mohammad Javad Zarif says Iran will be a companion of Saudi Arabia if the kingdom changes course and pursues regional issues at the negotiating table instead of “killing people.”
Read in IFP News: https://apple.news/
Iranian, Portuguese Diplomats Meet in Tehran
Director General for Foreign Policy of the Ministry of Foreign Affairs of Portugal, Pedro Sanchez Da Costa Pereira, has held talks with Iranian Deputy Foreign Minister for Political Affairs, Seyyed Abbas Araqchi, in Tehran.
Read in IFP News: https://apple.news/
Iran Urges Turkey to Reconsider Decision to Invade Syria
Iranian President Hassan Rouhani has called on the Turkish government to reconsider its decision to launch an operation in northern Syria against Kurdish forces, saying the path Ankara has chosen won’t serve the region’s interests.
Read in IFP News: https://apple.news/AmUJsxuaoQ-
Iran's Rouhani urges Turkey to avoid military action in Syria
Iran's President Hassan Rouhani called on Turkey on Wednesday to show restraint and avoid military action in northern Syria, as Ankara's forces were poised to advance into an area there being vacated by the U.S. military.
Read in Reuters: https://apple.news/
Invasion of northeast Syria carries gain and risk for Turkey
What Turkey wants from an incursion into northeastern Syria against US-allied Kurdish fighters
Read in ABC News: https://apple.news/
Kurds mobilize in Syria as Turkey poised for imminent attack
Kurds in northeastern Syria issue 'general mobilization' call along border with Turkey as Ankara poises for invasion
Read in ABC News: https://apple.news/
Kurds in Syria brace for war as Turkey says incursion is imminent
Turkey moved ahead with plans to send forces into northeastern Syria, which a U.S.-backed Kurdish militia said would cause a “humanitarian catastrophe.”
Read in The New York Times: https://apple.news/
Turkey launches Syria attack, targeting militia backed by U.S.
Turkey began a military operation against a Kurdish-led militia in Syria after getting a green light from President Trump. Two people were reported killed.
Read in The New York Times: https://apple.news/
Africa: UN Faces Its Worst Cash Crisis in Nearly a Decade
United Nations The Secretary-General wrote to Member States about the worst cash crisis facing the United Nations in nearly a decade. The Organization runs the risk of depleting its liquidity reserves by the end of the month and defaulting on payments to staff and vendors. Stressing the Charter obligation of Member States, the Secretary-General thanked the Member States who have paid their regular budget assessments, which is now 129, and urged those who have not paid to do so urgently and in
Read in AllAfrica: https://apple.news/AIh-
Zimbabwe: Revival of Irrigation Schemes Top Priority - Minister
Minister of State in Vice President Constantino Chiwenga's Office, Evelyn Ndlovu, has called for the resuscitation of all irrigation schemes for the country to regain its breadbasket status. Minister Ndlovu is on a nationwide tour of irrigation schemes to ensure that they are fully utilised to boost food security and reduce food imports. This follows the persistent droughts caused by climate change which have hit the country over the years leaving the country food insecure and relying on imports
Read in AllAfrica: https://apple.news/AEf88zx-
Zimbabwe: Mthuli Ncube Projects 10 Percent Inflation Decline By Year End
Finance Minister, Mthuli Ncube says the inflation rate will end the year 2019 at 10% with an expectation that it will reduce further to a single digit by the end of 2020. According to the 2020 pre-budget strategy paper the Treasury boss hinged the inflation decline prediction on the strengths of outlawing the multi-currency basket. "Following the adoption of mono currency in June 2019, supported by further strengthening of both fiscal and month-on-month inflation retreated to 21% by July 2019
Read in AllAfrica: https://apple.news/
Zimbabwe economy: Doctors strike, reject government pay rise
Doctors in Zimbabwe are continuing to strike, defying a government order to return to work. They have rejected a 60-percent pay rise, saying it is not enough to keep up with soaring prices. But with the economy in free fall, patients needing treatment are also suffering. Al Jazeera's Haru Mutasa reports from Harare.
Read in Al Jazeera: https://apple.news/
Zimbabwe: Govt Wants Labour Court to Declare Doctors' Strike Illegal
Government has told the Labour Court "incapacitated" doctors simply have to go to work like all other civil servants, Zimbabwe Hospital Doctors Association (ZHDA) lawyer Douglas Coltart has said. After failing to enforce a threat to discipline all doctors who failed to report for duty on Monday, Health Minister Obadiah Moyo has approached the Labour Court seeking an order to declare the job action that is in its second month, illegal. In papers filed at the Labour Court, the government however
Read in AllAfrica: https://apple.news/
Zimbabwe quadruples electricity prices, pummelling impoverished consumers
Zimbabwe hiked its average electricity tariff by 320% on Wednesday to ramp up power supplies at a time of daily blackouts, but the move will anger consumers already grappling with soaring inflation that is eroding their earnings.
Read in Reuters: https://apple.news/AmVRz-
China open to partial trade deal despite tech blacklist: Report
CNBC's Eunice Yoon reports on the possibility of China being open to partial trade deal with the United States.
Read in CNBC: https://apple.news/AybY_
China demands US lift tech curbs, will 'safeguard' interests
China demands Washington lift tech sanctions, warns Beijing will 'resolutely safeguard' its interests
Read in ABC News: https://apple.news/A_
US to restrict visas for some Chinese officials
The US is going to restrict visas for Chinese officials linked to human rights abuses against Muslims. The move comes as the two countries prepare to meet for trade talks. CNN's Christine Romans reports.
Read in CNN Business: https://apple.news/
China's toughness amid Trump impeachment talk misplaced
High-level trade talks are set to resume on Thursday.
Read in Fox News: https://apple.news/
South Korean protesters call for ouster of justice minister
Thousands of protesters are rallying in South Korea's capital calling for the ouster of President Moon Jae-in's hand-picked justice minister, whose family is at the center of an investigation into allegations of financial crimes and academic favors
Read in ABC News: https://apple.news/
Hong Kong at the sword’s point of US foreign policy
“Serious people” in the United States like to use this grand phrase, “American foreign policy”, as if it’s a subject so complex and noble it’s worthy of comparison with quantum mechanics. In reality, it’s often – though not always – an extremely dirty…
Read in South China Morning Post: https://apple.news/AA-
Strong US-Taiwanese ties needed to counter rising Chinese influence in the Pacific
Taiwan, the U.S., and other democratic actors share similar interests in ensuring that the Pacific remains open and free, and that we uphold the existing regional order that has sustained peace and stability over past decades; it’s time we start working together to act on those interests.
Read in The Hill: https://apple.news/AdMP_
Beijing to restrict visas for US visitors with 'anti-China' links
China plans tighter visa restrictions for US nationals with ties to anti-China groups, people with knowledge of the proposed curbs said, following similar US restrictions on Chinese nationals as relations between the countries sour. China's Ministry of Public Security has for months been working on rules to limit the ability of anyone employed, or sponsored, by US intelligence services and human rights groups to travel to China. The proposed changes follow the introduction by the United States
Read in Al Jazeera: https://apple.news/
Around a 50% chance of a pan-European recession, strategist says
John Roe, head of multi-asset funds at Legal & General Investment Management, discusses the European and global economies.
Read in CNBC: https://apple.news/A-
ECB is utterly at its limit, economist says
Neville Hill, chief European economist at Credit Suisse, discusses European monetary policy and the possibility of a U.S.-Europe trade war.
Read in CNBC: https://apple.news/
Five Charts That Suggest Brexit Won’t Go Boris Johnson’s Way
With three weeks and one day before the U.K. is scheduled to quit the European Union, the sense in markets is that it’s not going to happen. At least not yet.
Read in Bloomberg: https://apple.news/
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GLOBAL/NEWS/INFO
UN facing 'worst cash crisis' in nearly a decade, warns staff could go unpaid in November
The United Nations (UN) is facing its "worst cash crisis" in nearly a decade, according to Secretary-General Antonio Guterres.
Read in CNBC: https://apple.news/AzHa3-
Jones: "The fed and central banks around the world" cannot save the real economy if we enter recession
Ben Jones, senior multi-asset strategist, at State Street Global Markets on the Federal Reserve and European Central Bank's ability to strengthen the economy as data continues to point to an economic contraction.
Read in CNBC: https://apple.news/
Drop out claims he's a millionaire after learning to trade Forex
Luke Blackburn from Brough, East Riding of Yorkshire, now owns three houses and enjoys six jet-setting holidays a year after he amassed a fortune trading on the foreign exchange market.
Read in Daily Mail: https://apple.news/
10 Things to Know for Today
Among 10 Things to Know: Turkey says ground forces advance in northern Syria; White House aides try disappearing act amid impeachment talk; Millions in California play waiting game over electricity shutoffs
Read in ABC News: https://apple.news/
GLOBAL/NEWS/INFO
On This Day in History
UN facing 'worst cash crisis' in nearly a decade, warns staff could go unpaid in November
The United Nations (UN) is facing its "worst cash crisis" in nearly a decade, according to Secretary-General Antonio Guterres.
Read in CNBC: https://apple.news/AzHa3-
Jones: "The fed and central banks around the world" cannot save the real economy if we enter recession
Ben Jones, senior multi-asset strategist, at State Street Global Markets on the Federal Reserve and European Central Bank's ability to strengthen the economy as data continues to point to an economic contraction.
Read in CNBC: https://apple.news/
Drop out claims he's a millionaire after learning to trade Forex
Luke Blackburn from Brough, East Riding of Yorkshire, now owns three houses and enjoys six jet-setting holidays a year after he amassed a fortune trading on the foreign exchange market.
Read in Daily Mail: https://apple.news/
10 Things to Know for Today
Among 10 Things to Know: Turkey says ground forces advance in northern Syria; White House aides try disappearing act amid impeachment talk; Millions in California play waiting game over electricity shutoffs
Read in ABC News: https://apple.news/
Good Morning from CNN
Wayne T. Essex Essex and Associates Inc
It's almost time for those who are 65 and older to choose which Medicare plan they want in the coming year.
More than 50 million Americans are covered by Medicare, the federal health insurance program for those 65 and older. From Oct. 15 to Dec. 7, those covered by the program can make a change if they want to a different type of Medicare plan for 2020.
Even if your Medicare plan works for you now, it's important to review your options carefully each open enrollment season. Your medical needs or financial situation might have changed since last year, and the benefits that come with the different plans can change each year.
Medicare health and prescription drug plans often change year-to-year, which is why it is so important to look at your options every year and make a change if necessary.
Every year during open enrollment, it's really important that you at least look at the options available. Cost isn't the only thing people should consider. Users should look at what kind of coverage they are getting, such as whether all the medications they take are covered and whether their doctor is in network.
So even if it's a more expensive plan, maybe that's a good move. Part of our research is to evaluate, Is that higher premium giving them better coverage or not? Sorting through the different plan options can be complicated and I recommends working with an adviser who knows the process.
The most commonly sold Medicare supplement, Plan F, is getting phased out on Jan. 1., so if you don't already have Plan F then you won't be able to buy one starting 2020. The plan was blamed for promoting overuse of health care services. Plan F is a secondary insurance plan picks up the expenses that original Medicare plan leaves patients responsible for.
I don't recommend rushing to buy a Plan F plan before they are phased out, because the prices will climb and there are alternatives available.
People are trying to run in and get Plan F before it goes away but once we look at the rates and compare it to another plan, the rates for Plan F are actually increasing. Long term, I don't think it's a good plan to get F before it goes away.
Our firm is holding a series of "Medicare Check-Up Lunch" events to provide information about open enrollment. Those with questions who are unable to attend a Medicare Check-Up Lunch event can call us at 937.432.1040, Monday through Friday, 9:00 a.m. to 5 p.m.
Enrollees can decide between original Medicare or a Medicare Advantage plan. Original Medicare plans are managed by the federal government, and typically those with traditional Medicare also buy supplemental coverage to cover things like prescription drugs.
Another option is to buy a Medicare Advantage plan, which is an insurance plan managed by a commercial insurance company. Also, be aware of predatory sales practices and Medicare scams, which can pick up this time of year.
No one should be calling or knocking on doors and saying they are with Medicare or asking for any kind of payment or personal information. The only contact seniors should get will be from someone calling back or contacting them about a scheduled appointment.
Even if you are not on Medicare, do your parents or grandparents and yourself a favor by letting them know about these FREE informational lunches. You will save them money and therefore you should receive a greater inheritance.
Tax credits can put extra money in taxpayers' pockets.
I have a client that earned $13,116 last year. She had $2,301 federal income tax withheld. She is a single mom with three young children.
She received a refund of $14,057. Her refund was larger than her income for the entire year. How were we able to accomplish this for our client?
- Child tax credit $5,200
- Earned Income Credit $6,557
- Federal tax withholding $2,301
- Total $14,057
The earned income tax credit (EITC) and child tax credit(CTC) benefits working people with low-to-moderate income. EITC and the CTC not only reduces the amount of tax someone owes, but may also give them a refund, even if they don't owe any tax at all.
Here are a few things people should know about this credit:
- Taxpayers may move in and out of eligibility for the credit throughout the year. This may happen after major life events. Because of this, it's a good idea for people to find out if they qualify.
- To qualify, people must meet certain requirements and file a federal tax return. They must file even if they don't owe any tax or aren't otherwise required to file.
- Taxpayers qualify based on their income, the number of children they have, and the filing status they use on their tax return. For a child to qualify, they must live with the taxpayer for more than six months of the year.
Here's a quick look at the income limits for the different filing statuses. Those who work and earn less than these amounts may qualify.
Married filing jointly:
- Zero children: $21,370
- One child: $46,884
- Two children: $52,493
- Three or more children: $55,952
Head of household and single:
- Zero children: $15,570
- One child: $41,094
- Two children: $46,703
- Three or more children: $50,162
The maximum credit amounts are based on the number of children a taxpayer has. They are the same for all filing statuses:
- Zero children: $529
- One child: $3,526
- Two children: $5,828
- Three or more children: $6,557
Taxpayers who file using the status married filing separately cannot claim EITC.
Here are some important facts about the Child Tax Credit:
- For Tax Years 2018-2025, the maximum refundable portion of the credit is $1,400 (equal to 15% of earned income above $2,500). If your tax is $0 and your total earned income is at least $2,500, you can claim the refundable part of the credit.
- For 2019, the Child Tax Credit begins to phase out (decrease in value) at an adjusted gross income of $200,000 ($400,000 for Married Filing Jointly).
Many taxpayers, who prepare their own returns, miss these credits. If you know someone who has young children, encourage them to use a tax professional.
OIL/COMMODITIES/ENERGY
Gold Prices Inch Up as Sino-U.S. Trade Talks Resumes
Commodities Oct 10, 2019 04:10 GMT Investing.com - Gold prices inched up on Thursday in Asia, but gains were limited as traders awaited more clarity on the Sino-U.S. trade talks progress. Gold futures for December delivery were up 0.2% at $1,513.95 per ounce by 11:59 PM ET (03:59 GMT). “There’s a potential rate cut in the Fed’s next policy decision and the U.S.-China trade war is clearly weighing on the U.S. economy as well,” said Eli Tesfaye, senior market strategist for commodities at RJO
Read in Investing.com: https://apple.news/
Gold settles higher, extends gains in electronic trade after Fed minutes
Gold prices climbed on Wednesday to snap a three-session streak of declines, as traders eyed developments ahead of U.S.-China trade talks. Prices then extended those gains in electronic trading after minutes from the Federal Open Market Committee’s September meeting showed that Fed officials had grown more worried about the economy. In electronic trading, gold for December delivery was at $1,513 an ounce shortly after the meeting minutes. The contract had climbed by $8.90, or 0.6%, to settle at
Read in MarketWatch: https://apple.news/
Oil Prices Inch Down; Crude Stockpile Data, Fed Meeting Minutes in Focus
Commodities Oct 10, 2019 05:23 GMT Investing.com - Oil prices inched down on Thursday in Asia after data showed crude inventories rose more than expected last week. U.S. Crude Oil WTI Futures inched down 0.1% to $52.53 by 1:17 AM ET (05:17 GMT). International Brent Oil Futures fell 0.2% to $58.23. The Energy Information Administration said crude inventories rose by about 2.9 million barrels for the week ended Oct. 4. Analysts were expecting a rise of 1.4 million, according to forecasts compiled
Read in Investing.com: https://apple.news/Aa-
Oil rises on signs of easing U.S.-China tensions
Oil rose on Wednesday following media reports that China was open to agreeing a partial trade deal with the United States, while unrest in OPEC members Iraq and Ecuador also supported prices.
Read in Reuters: https://apple.news/
CEO Amin Nasser dissusses the price of oil and the geopolitical risks being faced by the oil industry.
Read in CNBC: https://apple.news/A6-EI-
Natural Gas: Bears Remain In Driver's Seat Despite Cold And Snow Set To Blast Northern U.S. And Interior West
Another above-average, triple-digit inventory build expected on Thursday.Interior West/Northern Rockies brace for another re-inforcing shot of record cold and heavy snow while the Northern Plains/Upper Midwest prepare for its first major snow, cold, and wind.Prices will have some support to keep natural gas futures within a range as the Midwest and Northeast turn colder October 14-18, but bears remain in control with transient cold.With the major natural gas consumption regions (more populated
Read in Seeking Alpha: https://apple.news/
BANKS/BANKING/CREDIT
Retail banking in 2019 overview: industry stats, trends, & market outlook
Appealing to Gen Z requires retail banks to cater to the attributes that set them apart from older generations Caiaimage/Chris Ryan/Getty Images Business Insider Intelligence is launching its brand new Banking coverage in early September. To obtain a free preview of our Banking Briefing, please click here. When people think about "banking," most of them actually think of retail banking. This subset of the industry includes basic financial services offered to the general public - but the face of
Read in Business Insider: https://apple.news/Aysw_
These are the top 15 US banks ranked by the mobile banking features consumers value most
This is a preview of a research report from Business Insider Intelligence, Business Insider's premium research service. This report is exclusively available to enterprise subscribers. To learn more about getting access to this report, email Senior Account Executive Chris Roth at croth@businessinsider.com, or check to see if your company already has access. New data shows that mobile features have become a key factor that customers weigh when choosing a bank. In Business Insider Intelligence's
Read in Business Insider: https://apple.news/
Federal Reserve approves simpler 'Volcker Rule' ban on proprietary trading
The Federal Reserve said on Tuesday it had approved a final rule simplifying the 'Volcker Rule' ban on proprietary trading, cementing a significant win for banks under the Trump administration.
Read in Reuters: https://apple.news/
RBNZ Needs to Better Explain Bank-Review Benefits, Treasury Says
New Zealand’s Treasury has backed calls for the Reserve Bank to better explain how the benefits of a proposed increase in bank capital will offset the economic toll of higher borrowing costs and tighter lending.
Read in Bloomberg: https://apple.news/
Hang Seng Bank sees biggest fall in 2 months as economic weakness, virtual banks weigh on banking outlook
Banking stocks helped drag down Hong Kong’s Hang Seng Index Wednesday after Morgan Stanley warned they are vulnerable to the city’s economic slowdown and the rise of virtual banks. Hang Seng Bank – the second worst performer on the Hang Seng – closed…
Read in South China Morning Post: https://apple.news/
Bank earnings preview: The good times are coming to an end
The effects of the Federal Reserve’s interest-rate cuts will be felt for an extended period.
Read in MarketWatch: https://apple.news/
You can apply the 'cash envelope' system to credit cards to stay on budget without sacrificing rewards — you just need some discipline.
The cash envelope system is a popular way to budget, since it limits your spending to the money you put in different envelopes for each category of expenses. While using cash can definitely be advantageous, especially for sticking to a budget, if you want to earn rewards on your spending you could apply the envelope system to credit cards. This gives you the opportunity to earn cash back or travel rewards for each dollar you spend. You just need discipline. With rewards credit cards, you won't
Read in Business Insider: https://apple.news/
TREASURIES/BONDS/STOCKS
Treasury yields tick higher; US-China trade talks in focus
U.S. government debt prices were lower Wednesday morning, as investors looked ahead to U.S.-China trade talks.
Read in CNBC: https://apple.news/
Global shares mixed as US-China trade tensions cloud outlook
World shares mixed as tensions flare ahead of China-US trade talks
Read in ABC News: https://apple.news/
The Dow Is Rising Because People Are Hoping for a U.S.-China Trade Deal Again
The Dow Jones Industrial Average appears set for a higher open despite rising tensions between the U.S. and China on the eve of crucial trade talks in Washington.
Read in Barron's: https://apple.news/
Top 5 Things to Know in the Market on Thursday
Economy Oct 10, 2019 10:10 GMT Investing.com -- Trade talks between the U.S. and China resume, while Turkey sends its troops into northern Syria to purge its border of Kurdish fighters. Elsewhere, OPEC has its say on the outlook for the oil market and the U.K. economy looks set to avoid recession as a "Hard Brexit" looms. Here's what you need to know in financial markets on Thursday, 10th October. 1. Trade talks resume Top-level trade negotiations between China and the U.S. are due to resume in
Read in Investing.com: https://apple.news/
Wall Street set to open in the red amid China trade talk uncertainty
U.S. stock index futures were slightly lower Thursday morning, as investors closely monitor the status of high-level trade talks between the world's two largest economies.
Read in CNBC: https://apple.news/
CRYPTO / DIGITAL CURRENCIES
Top Banker Admits Fiat is Worthless, Is Bitcoin The Future of Money?
The former CEO of one of the top Swiss banks has criticized negative interest rates adding that it means money has become worthless. His comments come at a time when countries across the globe are feeling an economic squeeze and their central banks are resorting to drastic measures. Is now the time to seriously consider Bitcoin ? Money is No Longer Worth Anything According to Oswald Gruebel, who headed Credit Suisse from 2004 to 2007 and was UBS Group AG’s top executive from 2009 to 2011,
Read in Bitcoinist.net: https://apple.news/
RavenCoin Looks Poised to Break Out - Price Analysis
by Colin Muller | 9 Oct 2019 With top altcoin ChainLink (LINK) currently melting faces, and Bitcoin (BTC) market dominance falling, it seems prudent to look around for other popular altcoins that might be next. RavenCoin (RVN) is one such altcoin that has proven itself to be a top performer in the markets, and indeed, currently looks set up for a breakout. Starting on a huge 3-day RVN/BTC chart, we see almost the entire history of RVN’s chart (Bittrex). The main inflection area of the chart is
Read in CryptoGlobe: https://apple.news/
Litecoin Leads the Way, Up By 5.19% | Coin Insider
Recap of the Top Five Cryptos In aggregate since yesterday, the “fab five” — Litecoin, Bitcoin, Bitcoin Cash, Ethereum, and Ripple — were up 1.92%. Out of the aforementioned five, Litecoin gave investors the best daily return; it was up 5.19%, which has its price now near $57.46 USD. On the flip side, the worst performer was Bitcoin Cash coming in at -0.55%; its price is now near $231.7 USD. In total, three coins were up from the day prior, which is a mixed sign for the crypto sector. Simplify
Read in Coin Insider.: https://apple.news/
Ripple CEO on China's new cryptocurrency and Facebook's Libra
Ripple CEO Brad Garlinghouse speaks exclusively with FOX Business about Facebook's cryptocurrency, the Libra project, as well as China's plans to launch a digital currency that could possibly compete with the U.S. dollar and bypass trade sanctions.
Read in Fox News: https://apple.news/
Major German Property Firm Puts Big Bet On Regulated Crypto Platform
The major German property developer, Bauwens, is taking a long-term bet on the future of real estate investment being tokenized. Announced this morning, the company has acquired 15% of the shares in Fundament, a regulated crypto property platform built on Ethereum (ETH). Launching just over a year and a half ago, the Berlin-based Fundament Group offers blockchain-based securities that are linked to German properties. That allows investors to gain indirect exposure to the country’s real estate
Read in Crypto Briefing: https://apple.news/
Grayscale: Institutional Interest in Crypto Doubles in Q2
A senior executive at cryptocurrency asset management giant Grayscale has stated that institutional investors are constantly piling into the space in 2019. Grayscale says institutions were always active Speaking in an interview with news outlet The Block on Oct. 8, the company’s director of sales and business development Rayhaneh Sharif-Askary said that business had been consistent while growing throughout this year. Q2 alone saw $85 million come from investors — twice as much as in Q1 — with
Read in Cointelegraph: https://apple.news/
UNICEF Launches Cryptocurrency Fund Supported by Ethereum Foundation
UNICEF, the United Nations Children's Fund, has launched a cryptocurrency fund to support open source technology “benefiting children and young people around the world.” According to the official announcement published on Oct. 8, UNICEF thus became the first U.N. organization “to hold and make transactions in cryptocurrency,” namely Bitcoin (BTC) and Ether (ETH). UNICEF executive director Henrietta Fore added: “This is a new and exciting venture for UNICEF. If digital economies and currencies
Read in Cointelegraph: https://apple.news/
Are We At A Crypto Stablecoin Regulatory Crossroads?
Facbook Inc. proposed digital currency, Libra, continues to face uphill challenges from its critics.
Read in Forbes: https://apple.news/
CURRENCIES
Forex - Dollar Lower as Speculation Swirls Pre-Trade Talks
Forex Oct 10, 2019 07:42 GMT Investing.com -- The dollar was lower across the board in early trading Thursday amid a welter of often contradictory reports about the upcoming trade talks between the U.S. and China which resume later in Washington. While a conclusive de-escalation of the conflict appears out of reach after another batch of company-specific actions by both sides this week, reports have suggested that both sides would accept some narrower kind of agreement in the short term in order
Read in Investing.com: https://apple.news/
FX Daily: Dollar's Safe-Haven Appeal To Prevail
USD: Dollar still the winner.EUR: EUR/USD driven by dollar’s dynamics.GBP: Prospects of a deal keep fading.HUF: Inflation falling below the target for the first time since Jan 2019.
Read in Seeking Alpha: https://apple.news/A96sYW-
Pound falls as chances of a Brexit deal seem more unlikely
CNBC's Willem Marx reports.
Read in CNBC: https://apple.news/
Sterling whipsaws following DUP rejection of reported EU Brexit concession
The Times newspaper reports that the EU is offering Northern Ireland a future veto over the backstop arrangement.
Read in CNBC: https://apple.news/
Strategist: I'm still bearish on the Australian dollar
Max Lin of NatWest Markets says he's still a little bearish on the Australian dollar relative to the U.S. dollar because he sees the Reserve Bank of Australia cutting rates further. He also says it's "certainly possible" for the Chinese yuan to hit 7.25 against the dollar.
Read in CNBC: https://apple.news/
Gold export strengthens Ugandan shilling
Since May, Uganda’s earnings from gold exports have been increasing from $78.7 million to $97.3 in July. Increased gold export in recent months has strengthened the Ugandan shilling, helping ease inflationary pressure from imported goods. The Uganda Bureau of Statistics reported that the annual headline inflation had slowed to 1.9 per cent in the month of September compared to 2.1 per cent registered in August, which is largely attributable to a stronger shilling. Data from the Bank of Uganda
Read in FurtherAfrica: https://apple.news/An_s0lO8_
China's yuan is increasingly market driven: Deutsche Bank
Linan Liu of Deutsche Bank says the Chinese yuan could weaken to 7.30 against the dollar if no trade deal can be reached before 2019 ends.
Read in CNBC: https://apple.news/
HEALTH / SCIENCE
Your Inflammation Might Affect Your Emotions, New Study Shows
The evidence against chronic inflammation continues to grow. By this point, you probably already know that inflammation is behind many types of physical pain. Inflammation causes your sore throat when you have strep; it causes pain in your joints if you have rheumatoid or psoriatic arthritis; and it causes a painful rash if you’re infected with shingles. Inflammation is a byproduct of the immune system; it’s technically a sign that your immune system is doing its job—protecting your body against
Read in HealthiNation: https://apple.news/AS_ow3kaSR-
3 Common Mistakes That Sabotage the Mediterranean Diet
#1 proves you can definitely have *too much* of a good thing. Throughout the years, researchers have studied a variety of diets and food philosophies for different health benefits. When it comes to overall benefits, the Mediterranean diet often comes out on top, helping to reduce the risk of type 2 diabetes, heart disease, and other chronic illnesses. The Mediterranean diet refers to the traditional eating patterns of countries surrounding the Mediterranean Sea, such as coastal parts of Spain,
Read in HealthiNation: https://apple.news/
5 Phone Apps to Make Healthy Eating as Easy as Apple Pie
And none of them tell you to count calories. The apps for smartphones that dominate the health and wellness category tend to be calorie counters, weight trackers, and fitness monitors. While some people may benefit from these, many experts advocate *against* counting calories. Why? Calorie counting creates an environment in which a low-calorie frozen pizza is on a level playing field as a bowl of oatmeal and fruit. It encourages people to buy “diet” ice creams and cookies instead of healthier
Read in HealthiNation: https://apple.news/AMEqI_
Teladoc Health CEO on virtual healthcare and competition from Amazon
Jason Gorevic, Teladoc CEO, joins CNBC's "Closing Bell" to discuss his company, which was the first virtual healthcare company to go public and serves more than 40% of Fortune 500 employees.
Read in CNBC: https://apple.news/
EXCLUSIVE: Federal government cuts reimbursements for military health care, hospitals on the hook for millions
The federal government has quietly rolled back what it pays hospitals to take care of military members.
Read in Global News: https://apple.news/AkND-
What You Should Know About Your Care and Regulated Healthcare Professionals
Ontario has more than 300,000 practising healthcare professionals. They are governed by health regulators called ‘colleges’. The colleges protect the public by holding their members accountable for their conduct and practice, whether they are a doctor treating you in a clinic, or a lab technologist performing tests on your samples. It is the job of...
Read in ZOOMER: https://apple.news/
E-cigarettes cause lung cancer in mice, finds first study tying vaping to cancer
How carcinogenic e-cigarette use is for humans "may not be known for a decade," but the study is the first to link vaping nicotine to cancer
Read in CNBC: https://apple.news/
USA / CANADA
US loses its top spot as world's most competitive country, WEF says
Saadia Zahidi, chief economist at the World Economic Forum, discusses the findings from the organization's latest report on global competitiveness.
Read in CNBC: https://apple.news/
The US-China trade rivalry is underway in Africa, and Washington is trailing
The battle for political and economic influence between the U.S. and China is playing out across Africa, and Beijing's growing presence is troubling Western policymakers, experts say.
Read in CNBC: https://apple.news/
Millions face power outages in northern, central California
Millions of people in northern and central California are facing days without power as Pacific Gas & Electric creates the largest preventive blackout in state history
Read in ABC News: https://apple.news/
GM talks hit snag over UAW demand for U.S. car production
A union official told members that there is "no job security" if GM vehicles are made outside the U.S.
Read in CBS News: https://apple.news/
Trump blasts UN for not collecting dues. Guess who's delinquent?The U.S. is the only one of the G7 nations that hasn't paid its dues to the UN General Assembly in 2019. Microstates like Tuvalu and poverty-stricken nations like Sierra Leone have paid their fair share.
Read in Daily Mail: https://apple.news/
EMERGING MARKETS
Growth of global value chains has stalled amid trade conflicts: World Bank
The growth of global value chains, a key driver of trade and poverty reduction in emerging market countries, has largely stalled in the past decade and is under threat from trade conflicts and emerging new technologies, the World Bank said on Tuesday.
Read in Reuters: https://apple.news/
The growth of global value chains, a key driver of trade and poverty reduction in emerging market countries, has largely stalled in the past decade and is under threat from trade conflicts and emerging new technologies, the World Bank said on Tuesday.
Read in Reuters: https://apple.news/
ESG Investing in Emerging Markets
With governance issues and lighter regulation, emerging markets throw up challenges for ESG investors
Read in Morningstar UK: https://apple.news/AjO0l9-
With governance issues and lighter regulation, emerging markets throw up challenges for ESG investors
Read in Morningstar UK: https://apple.news/AjO0l9-
Stock markets waver In queasy quarter
The Asian Development Bank expects weaker trade and investment into 2020
Read in Asia Times: https://apple.news/A4QRTsBD_
The Asian Development Bank expects weaker trade and investment into 2020
Read in Asia Times: https://apple.news/A4QRTsBD_
Back In Black: The Return Of Argentina’s Black Market Exchange Rate As Capital Flight Accelerates
Argentina’s black market exchange rate initially surged nearly 25 percent above the official rate, meaning that despite desperate currency controls set in place by newly minted Finance Minister Hernán Lacunza, less than four weeks into the job, dollars continue to flow out of the country.
Read in Forbes: https://apple.news/
Argentina’s black market exchange rate initially surged nearly 25 percent above the official rate, meaning that despite desperate currency controls set in place by newly minted Finance Minister Hernán Lacunza, less than four weeks into the job, dollars continue to flow out of the country.
Read in Forbes: https://apple.news/
MIDDLE EAST
Who are the Kurds? A Middle Eastern people with 'no friends but the mountains'
The U.S. and others have turned their backs on the Kurds before. Now Trump and his administration appear to be on the verge of doing so again.
Read in USA TODAY: https://apple.news/
Iraq to the future: How Trump's Syria reversal reflects the unlearned lessons of America's forever wars
In May 2003, just two months after the U.S. military invaded Iraq and ousted dictator Saddam Hussein, then-Presidential Envoy Paul Bremer and his senior advisor Walter Slocombe drafted the Coalition Provisional Authority Order Number 2, a diplomatic document that effectively disbanded the Iraqi Army. The text was purposefully benign, according to Slocombe, because "There was no intact Iraqi force to 'disband'" in the first place. For Slocombe and Bremer, the order was more a symbolic
Read in Task & Purpose: https://apple.news/
Weatherford lands three contracts in Iraq
Struggling oilfield service company Weatherford International has landed three contracts in the oil fields of Iraq. In a statement released Tuesday afternoon, Weartherford reported that the company has been awarded a pair of two-year drilling rig contracts and a five-year oil well service contract in the Middle Eastern nation.
Read in Chron.com: https://apple.news/
Calm Returns To Iraq, As US Condemns Violence
Calm prevailed in Iraq on Wednesday after a week of anti-government protests left dozens dead, prompting the United States to call on the country's government to exercise "maximum restraint". In Baghdad -- the second most populous Arab capital -- normal life has gradually resumed since Tuesday. Traffic has again clogged the main roads of the sprawling city of nine million inhabitants.
Read in International Business Times: https://apple.news/
Iraq's uprising an open crisis with no known path forward
Iraq has been plunged into a new cycle of instability that potentially could be the most dangerous this conflict-scarred nation has faced, barely two years after declaring victory over Islamic State of Iraq and the Levant (ISIL, ISIS) in a war that left much of the country in ruins and displaced tens of thousands. The latest bloody confrontations have killed more than 100 people in less than a week. But this time, the clashes do not involve armed groups or occupation forces. Instead, Iraqi
Read in Al Jazeera: https://apple.news/
Iran Prepared for Talks If Saudis Stop Killing Civilians: Zarif
Foreign Minister Mohammad Javad Zarif says Iran will be a companion of Saudi Arabia if the kingdom changes course and pursues regional issues at the negotiating table instead of “killing people.”
Read in IFP News: https://apple.news/
Iranian, Portuguese Diplomats Meet in Tehran
Director General for Foreign Policy of the Ministry of Foreign Affairs of Portugal, Pedro Sanchez Da Costa Pereira, has held talks with Iranian Deputy Foreign Minister for Political Affairs, Seyyed Abbas Araqchi, in Tehran.
Read in IFP News: https://apple.news/
Iran Urges Turkey to Reconsider Decision to Invade Syria
Iranian President Hassan Rouhani has called on the Turkish government to reconsider its decision to launch an operation in northern Syria against Kurdish forces, saying the path Ankara has chosen won’t serve the region’s interests.
Read in IFP News: https://apple.news/AmUJsxuaoQ-
Iran's Rouhani urges Turkey to avoid military action in Syria
Iran's President Hassan Rouhani called on Turkey on Wednesday to show restraint and avoid military action in northern Syria, as Ankara's forces were poised to advance into an area there being vacated by the U.S. military.
Read in Reuters: https://apple.news/
Invasion of northeast Syria carries gain and risk for Turkey
What Turkey wants from an incursion into northeastern Syria against US-allied Kurdish fighters
Read in ABC News: https://apple.news/
Kurds mobilize in Syria as Turkey poised for imminent attack
Kurds in northeastern Syria issue 'general mobilization' call along border with Turkey as Ankara poises for invasion
Read in ABC News: https://apple.news/
Kurds in Syria brace for war as Turkey says incursion is imminent
Turkey moved ahead with plans to send forces into northeastern Syria, which a U.S.-backed Kurdish militia said would cause a “humanitarian catastrophe.”
Read in The New York Times: https://apple.news/
Turkey launches Syria attack, targeting militia backed by U.S.
Turkey began a military operation against a Kurdish-led militia in Syria after getting a green light from President Trump. Two people were reported killed.
Read in The New York Times: https://apple.news/
AFRICA
Africa: UN Faces Its Worst Cash Crisis in Nearly a Decade
United Nations The Secretary-General wrote to Member States about the worst cash crisis facing the United Nations in nearly a decade. The Organization runs the risk of depleting its liquidity reserves by the end of the month and defaulting on payments to staff and vendors. Stressing the Charter obligation of Member States, the Secretary-General thanked the Member States who have paid their regular budget assessments, which is now 129, and urged those who have not paid to do so urgently and in
Read in AllAfrica: https://apple.news/AIh-
Zimbabwe: Revival of Irrigation Schemes Top Priority - Minister
Minister of State in Vice President Constantino Chiwenga's Office, Evelyn Ndlovu, has called for the resuscitation of all irrigation schemes for the country to regain its breadbasket status. Minister Ndlovu is on a nationwide tour of irrigation schemes to ensure that they are fully utilised to boost food security and reduce food imports. This follows the persistent droughts caused by climate change which have hit the country over the years leaving the country food insecure and relying on imports
Read in AllAfrica: https://apple.news/AEf88zx-
Zimbabwe: Mthuli Ncube Projects 10 Percent Inflation Decline By Year End
Finance Minister, Mthuli Ncube says the inflation rate will end the year 2019 at 10% with an expectation that it will reduce further to a single digit by the end of 2020. According to the 2020 pre-budget strategy paper the Treasury boss hinged the inflation decline prediction on the strengths of outlawing the multi-currency basket. "Following the adoption of mono currency in June 2019, supported by further strengthening of both fiscal and month-on-month inflation retreated to 21% by July 2019
Read in AllAfrica: https://apple.news/
Zimbabwe economy: Doctors strike, reject government pay rise
Doctors in Zimbabwe are continuing to strike, defying a government order to return to work. They have rejected a 60-percent pay rise, saying it is not enough to keep up with soaring prices. But with the economy in free fall, patients needing treatment are also suffering. Al Jazeera's Haru Mutasa reports from Harare.
Read in Al Jazeera: https://apple.news/
Zimbabwe: Govt Wants Labour Court to Declare Doctors' Strike Illegal
Government has told the Labour Court "incapacitated" doctors simply have to go to work like all other civil servants, Zimbabwe Hospital Doctors Association (ZHDA) lawyer Douglas Coltart has said. After failing to enforce a threat to discipline all doctors who failed to report for duty on Monday, Health Minister Obadiah Moyo has approached the Labour Court seeking an order to declare the job action that is in its second month, illegal. In papers filed at the Labour Court, the government however
Read in AllAfrica: https://apple.news/
Zimbabwe quadruples electricity prices, pummelling impoverished consumers
Zimbabwe hiked its average electricity tariff by 320% on Wednesday to ramp up power supplies at a time of daily blackouts, but the move will anger consumers already grappling with soaring inflation that is eroding their earnings.
Read in Reuters: https://apple.news/AmVRz-
ASIA
China open to partial trade deal despite tech blacklist: Report
CNBC's Eunice Yoon reports on the possibility of China being open to partial trade deal with the United States.
Read in CNBC: https://apple.news/AybY_
China demands US lift tech curbs, will 'safeguard' interests
China demands Washington lift tech sanctions, warns Beijing will 'resolutely safeguard' its interests
Read in ABC News: https://apple.news/A_
US to restrict visas for some Chinese officials
The US is going to restrict visas for Chinese officials linked to human rights abuses against Muslims. The move comes as the two countries prepare to meet for trade talks. CNN's Christine Romans reports.
Read in CNN Business: https://apple.news/
China's toughness amid Trump impeachment talk misplaced
High-level trade talks are set to resume on Thursday.
Read in Fox News: https://apple.news/
South Korean protesters call for ouster of justice minister
Thousands of protesters are rallying in South Korea's capital calling for the ouster of President Moon Jae-in's hand-picked justice minister, whose family is at the center of an investigation into allegations of financial crimes and academic favors
Read in ABC News: https://apple.news/
Hong Kong at the sword’s point of US foreign policy
“Serious people” in the United States like to use this grand phrase, “American foreign policy”, as if it’s a subject so complex and noble it’s worthy of comparison with quantum mechanics. In reality, it’s often – though not always – an extremely dirty…
Read in South China Morning Post: https://apple.news/AA-
Strong US-Taiwanese ties needed to counter rising Chinese influence in the Pacific
Taiwan, the U.S., and other democratic actors share similar interests in ensuring that the Pacific remains open and free, and that we uphold the existing regional order that has sustained peace and stability over past decades; it’s time we start working together to act on those interests.
Read in The Hill: https://apple.news/AdMP_
Beijing to restrict visas for US visitors with 'anti-China' links
China plans tighter visa restrictions for US nationals with ties to anti-China groups, people with knowledge of the proposed curbs said, following similar US restrictions on Chinese nationals as relations between the countries sour. China's Ministry of Public Security has for months been working on rules to limit the ability of anyone employed, or sponsored, by US intelligence services and human rights groups to travel to China. The proposed changes follow the introduction by the United States
Read in Al Jazeera: https://apple.news/
EUROPE
U.S. Secretary of State calls for EU to condemn Iran over tanker
U.S. Secretary of State Mike Pompeo on Wednesday called on the European Union to condemn Iran and hold Tehran accountable after he said oil from Iranian tanker Adrian Darya had been offloaded in Syria.
Read in Reuters: https://apple.news/A78LY_
U.S. Secretary of State Mike Pompeo on Wednesday called on the European Union to condemn Iran and hold Tehran accountable after he said oil from Iranian tanker Adrian Darya had been offloaded in Syria.
Read in Reuters: https://apple.news/A78LY_
Around a 50% chance of a pan-European recession, strategist says
John Roe, head of multi-asset funds at Legal & General Investment Management, discusses the European and global economies.
Read in CNBC: https://apple.news/A-
ECB is utterly at its limit, economist says
Neville Hill, chief European economist at Credit Suisse, discusses European monetary policy and the possibility of a U.S.-Europe trade war.
Read in CNBC: https://apple.news/
Five Charts That Suggest Brexit Won’t Go Boris Johnson’s Way
With three weeks and one day before the U.K. is scheduled to quit the European Union, the sense in markets is that it’s not going to happen. At least not yet.
Read in Bloomberg: https://apple.news/
A Bold Trade Is Born In European FinancialsEverything is temporary until it becomes permanent. The ECB’s relaunch of a new QE package spurred controversy in the financial media.Moreover, lowering the rate even more into negative territory spells trouble for European banks.But there's more behind the ECB September package. If you scratch the surface a bit, exciting details make one wondering what the ECB did: ease or tighten?
Read in Seeking Alpha: https://apple.news/Ab5BMA-
Read in Seeking Alpha: https://apple.news/Ab5BMA-
CBI, ISX, Dinar Guru:
CBI Update:
Closed on Friday and Saturday
The CBI for Friday 10/11/19 did update on the indicative rates Sell Rate 1190
The currency auction is
There are no news and announcements.
Closed Friday and Saturday
Shares Traded:
Value Traded:
ISX ended in Green
Dinar Guru:dd
10-10-2019 Newshound Guru Kaperoni Article: "Finance Committee in the Iraqi Council of Representatives announced on Monday (19-August-2019) the government direction to reinstate the currency and delete zeros from paper currency in order to strengthen the national economy" You better hope that doesn't happen because they're talking about a lop it's clear as day..."I want to remove the zeros off the paper"...meaning lop them. ...my hope is the CBI is going to follow the directive of the IMF in float the currency and allow it to gradually rise based on the influx of capital as a result of significant investment to create a market economy. But as a backup it seems that Parliament wants to pass a law to Simply lop the zeros off the notes and create a one-to-one exchange rate, as well as reducing the currency from trillions to billions... We have to hope iraq succeeds in launching this market economy.
10-10-2019 Newshound Guru Whitelions ...this is an exchange only and we as privet [private ?] people have 2 years to turn in where as the banks of the world have 10 years. either Iraq can ask the banks to turn in as they need or the banks can turn in as the rate changes at a penny or 2. we will take our dinar to the banks and they will deal with the cbi from there...we do know the CBI has told us how they will handle the dinar its on their web site. [10 yrs to redeem?] ...for the banks of the world yes for us and all the people taking it to the banks 2 years... this is really close...the demonstrations have set it back a little...
10-10-2019 Intel Guru Delta ...MAHDI WILL SUBMIT NEW LIST TO REPLACE PROXY POSITIONS BEFORE 10/24...THEY HAVE NO MORE CAN TO KICK...THEY WILL BE KICKED HARD THIS TIME IF THEY DON'T DELIVER...
10-10-2019 Intel Guru MarkZ [via PDK] Still hearing positive things from Iraq that are expect the new rate by the 14th. It is a long weekend- Columbus Day Weekend…and there is a lot of expectation for this weekend... Could we be out the door earlier? Yes…wish I could give a better idea on timing but I can’t.
10-10-2019 Newshound Guru chattels Article: "Iraq, China launch 'oil for reconstruction' agreement" Quote: "When Iraqi Prime Minister Adel Abdul Mahdi led a delegation to China in September, Baghdad and Beijing activated an "oil for reconstruction" and investment program. Under the arrangement, Chinese firms work in Iraq in exchange for 100,000 barrels per day." Certainly is a different means of monetizing oil or bartering oil for desperately needed services that Iraq cannot arguably otherwise afford. The foregoing would appear to contradict the following post from Kaperoni. 10-8-2019 Newshound Guru Kaperoni Oil credits and reduced prices for oil is all... nonsense...Iraq could never sell oil in exchange at a reduced price...because the budget is 90% dependent on Iraq's oil exports.
10-10-2019 Newshound/Intel Guru David M. Witty Iraqi PM Abdel-Mahdi: tomorrow [Thursday], Parliament will vote on making ministerial changes, amending the constitution, & changing election laws. We want to make real reform.
10-10-2019 Newshound Guru Adam Montana I have a longer weekly update prepared, but until these protests calm down... the GOI has their work cut out for them. It's a shame that this is happening, because I had some information towards the end of last week that had me getting pumped up. As much as many of us don't like it... Iraq needs to wade through this mess, and get the protests calmed down a bit before they can take their next steps. Don't shoot the messenger. The good news is that we aren't experiencing permanent setbacks. This too shall pass, and when it does, the progress will resume. These types of situations are usually short lived...
10-10-2019 Intel Guru Frank26 ...I believe the phase that they are in now is to distribute these lower denoms...what do you need before or synchronized with? A rate change. The description, the pictures, must come before a rate change or simultaneously. We truly believe that the phase is to show it to them, the citizens, and while they're understanding it, ding-dong Avon calling! 'I'm here to deliver you lower dinars private banks. Are you ready to accept them? Yes. Sign here.' ...this is the last and final piece of the puzzle...
10-10-2019 Newshound Guru Whitelions ...this is an exchange only and we as privet [private ?] people have 2 years to turn in where as the banks of the world have 10 years. either Iraq can ask the banks to turn in as they need or the banks can turn in as the rate changes at a penny or 2. we will take our dinar to the banks and they will deal with the cbi from there...we do know the CBI has told us how they will handle the dinar its on their web site. [10 yrs to redeem?] ...for the banks of the world yes for us and all the people taking it to the banks 2 years... this is really close...the demonstrations have set it back a little...
10-10-2019 Intel Guru Delta ...MAHDI WILL SUBMIT NEW LIST TO REPLACE PROXY POSITIONS BEFORE 10/24...THEY HAVE NO MORE CAN TO KICK...THEY WILL BE KICKED HARD THIS TIME IF THEY DON'T DELIVER...
10-10-2019 Intel Guru MarkZ [via PDK] Still hearing positive things from Iraq that are expect the new rate by the 14th. It is a long weekend- Columbus Day Weekend…and there is a lot of expectation for this weekend... Could we be out the door earlier? Yes…wish I could give a better idea on timing but I can’t.
10-10-2019 Newshound Guru chattels Article: "Iraq, China launch 'oil for reconstruction' agreement" Quote: "When Iraqi Prime Minister Adel Abdul Mahdi led a delegation to China in September, Baghdad and Beijing activated an "oil for reconstruction" and investment program. Under the arrangement, Chinese firms work in Iraq in exchange for 100,000 barrels per day." Certainly is a different means of monetizing oil or bartering oil for desperately needed services that Iraq cannot arguably otherwise afford. The foregoing would appear to contradict the following post from Kaperoni. 10-8-2019 Newshound Guru Kaperoni Oil credits and reduced prices for oil is all... nonsense...Iraq could never sell oil in exchange at a reduced price...because the budget is 90% dependent on Iraq's oil exports.
10-10-2019 Newshound/Intel Guru David M. Witty Iraqi PM Abdel-Mahdi: tomorrow [Thursday], Parliament will vote on making ministerial changes, amending the constitution, & changing election laws. We want to make real reform.
10-10-2019 Newshound Guru Adam Montana I have a longer weekly update prepared, but until these protests calm down... the GOI has their work cut out for them. It's a shame that this is happening, because I had some information towards the end of last week that had me getting pumped up. As much as many of us don't like it... Iraq needs to wade through this mess, and get the protests calmed down a bit before they can take their next steps. Don't shoot the messenger. The good news is that we aren't experiencing permanent setbacks. This too shall pass, and when it does, the progress will resume. These types of situations are usually short lived...
10-10-2019 Intel Guru Frank26 ...I believe the phase that they are in now is to distribute these lower denoms...what do you need before or synchronized with? A rate change. The description, the pictures, must come before a rate change or simultaneously. We truly believe that the phase is to show it to them, the citizens, and while they're understanding it, ding-dong Avon calling! 'I'm here to deliver you lower dinars private banks. Are you ready to accept them? Yes. Sign here.' ...this is the last and final piece of the puzzle...
10-9-2019 Intel Guru MarkZ [How long will we have to exchange?] I understand we will have about 10 days to make our appointments and about 30 days to do our exchanges
Catnip:
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ARTICLE 1 (from PM Mahdi's website)
At the time this report was submitted, there are no new articles posted on PM Mahdi's website.
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ARTICLE 2 (from Government of Iraq twitter account)
At the time this report was submitted, there are no new tweets posted on the Government of Iraq twitter account.
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ARTICLE 3
Supreme Religious Authority: The government and its security services are responsible for the heavy bloodshed
The position of His Eminence Mr. Sistani (long shadow) of the violence used against the demonstrators in recent events in Iraq
Friday sermon in Karbala on 11 Safar 1441 AH corresponding to 11/10/2019
In the name of of Allah the Merciful
In a sermon last Friday, the religious authority reiterated its condemnation and rejection of the attacks on peaceful demonstrators and several members of the security forces during the protests in the country the previous week, and condemned the burning and destruction of some government institutions and private property in those demonstrations. She hoped that everyone would be aware of the serious repercussions of the use of violence and counter-violence in the ongoing protest movement in the country, which would in any case be avoided.
But what happened in the following days is the unprecedented escalation of violence and the targeting of increasing numbers of demonstrators by shooting them, and the outrageous attacks on some media to prevent them from transferring what is happening in the yards of demonstrations.
While the official authorities announced that they had issued strict orders to prevent the security forces from firing live on the demonstrators, thousands of them fell between a martyr and wounded in Baghdad, Nasiriyah, Diwaniyah, and others, direct targeting them of firearms in full view of many, in horrific scenes of extreme cruelty beyond imagination And exceeded all limits.
The government and its security services are responsible for the heavy bloodshed that has been shed in the demonstrations of the past few days, whether by innocent citizens or security elements charged with dealing with them, and can not shirk this responsibility.
It is responsible when some members of the security forces use excessive violence against demonstrators, albeit because of their lack of discipline, obeying orders or because they are not qualified and trained to deal with popular protests so as to avoid casualties among participants.
It is responsible when outlawed armed elements, under the watchful eye of the security forces, target and shoot protesters, and attack certain media outlets to intimidate their workers.
It is responsible when its security forces do not protect citizens, government institutions, and private property from attacks by a small number of demonstrators who did not want them to remain peaceful and free from violence.
The religious authority strongly condemns the shedding of innocent blood and grave attacks in its various forms, expresses its sympathy with the families of the martyrs and the wounded and wounded, and affirms its solidarity with the legitimate demands of peaceful demonstrators - as demonstrated in the demonstrations of previous years also - calls for the strong government and the judiciary Conduct a credible investigation into all that took place in the demonstration yards, and then disclose to the public the elements that ordered or started shooting at demonstrators or others, and not hesitate to pursue them, arrest them and bring them to justice, whatever their affiliation and location. This must be done within a specific period - for example, two weeks - and not be procrastinated, as in the announcement of the results of the investigative committees in previous cases.
This is the most important and urgent measure at the present time, which reveals the seriousness of the government and the sincerity of its intention to take wide steps for real reform. It will not be possible to proceed with any reform project - including the fight against financial and administrative corruption and achieving a degree of social justice - unless the state's prestige is imposed, security is controlled in accordance with its legal contexts, the infringement of public and private freedoms guaranteed by the Constitution, and an end to those who are threatened, beaten and kidnapped. They snipe and kill while they are free from prosecution and accountability.
The supreme religious authority has no special interest or relationship with any party in power, and is biased only to the people and defends only its interests, and confirms what it stated in April 2006 when the government was formed after the first elections of the House of Representatives that they (did not and will not be one Or hand in the public interests of the Iraqi people, it monitors government performance and indicates the imbalances in it when necessary, and will remain its voice with the voices of the oppressed and deprived of the people of this people wherever they are without distinction between their affiliations and their communities and ethnicities). There's no strength except in Allah Almighty.
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ARTICLE 4
The Supreme Reference condemns the attack on the demonstrators and gives the government two weeks to hold the perpetrators accountable
11/10/2019 63
Najaf's supreme religious authority on Friday condemned attacks on demonstrators during recent protests, while the government gave two weeks to bring the attackers to justice.
The representative of the supreme authority Abdul Mahdi Karbalai, during the sermon Friday prayers in the courtyard of Husseini, "The Supreme Reference condemns what happened from the bloodshed innocent," stressing: "Our solidarity with the legitimate demands of peaceful demonstrators."
Al-Karbalai called for "an investigation to uncover who caused the shooting of the demonstrators and chasing them and bring them to justice whatever their affiliations," adding: "We do not accept procrastination pursuing the aggressors and no later than two weeks."
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ARTICLE 5
The Anti-Corruption Board pursues a bank owner who was just a "bag holder" in the prime minister's ceremony
10-11-2019
Our website learned that the second meal of the list of anti-corruption officials included governors, deputy ministers and a businessman who was "carrying bags in the prime minister's honor".
A trusted source described the businessman as "the owner of a bank, a partner with corruption files and wasting public money with senior state officials."
He stressed that the businessman was originally "one of the ceremonies of the Prime Minister who was carrying bags and today has millions of dollars."
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ARTICLE 6
A Swiss scientist sets a date for the meeting of aliens
11/10/2019 96
Swiss astronomer Didier Kilo, who recently won the Nobel Prize in physics with two other scientists, predicted that humans would reveal the existence of extraterrestrial life within the next 30 years.
The Telegraph quoted the scientist as confident in the existence of sufficient data for the emergence of life beyond the planet.
Subsequently, the world was able to discover 4,000 planets outside the solar system, and so far named more than 100 objects.
Kilo, who has been working at the University of Cambridge since 2013, stressed that “it is unbelievable that we are the only living beings in the universe”, reinforced by the presence of too many planets and stars with the same cosmic chemistry “that led to the emergence of life on Earth. The same is somewhere else. ”
Kilo noted that he was confident that extraterrestrial life would be discovered from our planet within 100 years, but felt that the possibility of developing a new mechanism better able to understand any biochemical activity (ie, the discovery of organisms) on distant planets over the next 30 years, Very realistic.
"We have opened a new window in astrophysics, and we have confirmed the existence of other planets similar to those in our solar system. This has broadened our horizons, and once this is started, the questions will begin to be asked: Why do we look the way we are?"
His partner in the Nobel Prize for Physics, astronomer Michel Mayor, has dispelled the dreams of many scientists who are interested in the possibility of colonizing other planets if life on Earth becomes impossible, and advised instead to make global efforts to take care of the conditions of our planet.
He justified his scientific opinion that the journey to a viable planet would, at best, take hundreds of millions of Earth days to travel distances of a few light years.
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